How to make a car accident claim
Being involved in a car crash can be extremely traumatic, and even relatively minor car accidents can cause both physical and psychological injuries. If you are unfortunate enough to be involved in an incident on the roads, you may be able to make a car accident claim for any injuries that you have suffered.
Am I eligible to make a car accident claim?
As with all road accident claims, in order to be eligible to make a car accident claim, somebody else must be at fault for your accident. If you are the person at fault for the car crash, you would not be entitled to claim any compensation for your injuries.
The majority of car accident claims arise through driver error, such as failing to look when pulling out of a junction or failing to keep the correct distance and crashing into the back of another car. However your crash happened, providing somebody else was at fault, you should be entitled to make a car accident compensation claim for your injuries.
How is it determined who is to blame for the accident?
It is not always clear cut who is at fault in a car accident. In fact in some cases a car accident could be partly your fault, and partly the fault of another car driver. If this is the case you may still be able to claim personal injury compensation, so you should contact our personal injury solicitors to find out if you are eligible to make a compensation claim.
If you are involved in a car accident that was caused by a cyclist or a pedestrian, you may still be able to make a personal injury claim for the injuries you have suffered, but as pedestrians and cyclists are not required by law to have any insurance cover, they may not be able to pay any damages.
If you are involved in a car accident that was classed as your fault, you will not be able to make a no win no fee claim, no matter how bad your injuries are. However, any passengers in your vehicle that have been injured may be able to make a compensation claim.
Who pays the compensation?
All car drivers must be insured so that they are covered in the unfortunate event of road traffic accidents, and subsequent car accident claims being made against them. Therefore, if you are successful in making a car accident claim, the compensation awarded would be paid by the third party insurance company.
Will I be able to claim for injuries suffered in a car crash?
The most common personal injury that people suffer following a car accident is whiplash, an injury affecting the neck and back. This is caused by the sudden impact forcing the neck to be thrown backwards and forwards. However, car accidents can cause all kinds of injuries including broken bones, lacerations, head injuries and internal injuries. Unfortunately, car accidents also cause many deaths in the UK each year.
If you are injured following an accident it is important that you seek medical attention as soon as possible. This will not only ensure that you receive the appropriate medical treatment straight away, but will also enable you to proceed with a personal injury claim. Without seeking medical attention for your injuries, it may prevent you from getting the compensation that you are rightfully entitled to.
Car accidents caused by family members
If you have been involved in a car accident which was caused by a member of your family, you may still claim compensation for any injuries you have suffered. Providing your family member has insurance, which they are legally required to do so, any claim for compensation made by yourself would be dealt with by this insurance company.
For example, if you were injured as a passenger in a car accident when a family member was driving, you could be eligible for compensation if they were responsible for the accident.
Many people injured in car accidents caused by a family member do not make a personal injury claim. This is usually because they may feel awkward because it is a family member. However, these types of accidents and claims are actually very common. It is important to remember that any car accident claim is made against the insurance company, not your family member directly. The whole purpose of having car insurance is to be able to compensate others for any loss or injuries caused by the driver.
Start a car accident claim now
If you have had a car accident and would like to make a car accident claim, we can help. Our car accident lawyers work on a no win no fee basis and provide expert advice. Contact us by filling out our online personal injury claim form. All our advice is provided with no obligation, and we will give you the clearest possible information about your situation.